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Financial Foundations

Exceptional tools to build strong foundations.

We believe success begins with a solid understanding of key financial concepts and are committed to paving a path toward a secure financial future for those we serve. To that end, we have partnered with the following organizations in our pursuit to provide a strong financial education program:


  • FDIC Money Smart Alliance - The Glacier Family of Banks is a member in strong standing with the FDIC Money Smart Alliance. This instructor led program allows our banks to work directly with community based organizations to help individuals develop strong money management skills. 


  • Everfi -  In conjunction with our instructor led curriculum, we also offer a self-paced computer based education program to students and adults seeking real world financial training.


For more information about how to get involved with any of these financial education opportunities, please contact the bank.


To promote lifelong financial literacy for our customers, we’ve teamed with the experts at Everfi to offer a brief, yet powerful interactive learning experience we call Financial Foundations. This program is offered to all our customers, community members and bank employees at no cost whatsoever.

Here are just a few of the things you can learn about using Financial Foundations:

  • Checking and savings accounts, and building savings for the future
  • Payments—how they are processed and how to avoid overdrafts
  • Credit scores and reports and what they mean for you
  • Financing an education, new home, or car: How loans work
  • Credit cards help you pay for what you need today—What to know before you spend
  • Taxes, insurance, and other expenses to plan for
  • Retirement isn’t that far away. Saving now can have big returns later
  • Avoid being a victim of identity theft

Turn Good Grades Into Great Rewards!

With Good Grades Pay Student Rewards, every report card can earn cash when you have a Totally Free Checking Account at First Bank of Wyoming.

Good Grades Pay and so does financial education. 
Complete the Good Grades Pay playlist and earn a $10 incentive to be deposited into your account.
 
How it works:
1) Click on the link below.
2) Click on "Good Grades Pay" playlist
3) Complete the modules
4) Receive a $10 deposit into your checking account
 
 
If you have any questions or need help, please reach out to us at (800)377-6909 or stop by your local branch. 
   

GOOD GRADES PAY (GGP): Applicable to the 2026-2027 school year. Certain restrictions apply.

ELIGIBILTY: Students ages 12-25 on the last day of the school year and enrolled in a Wyoming public, private, homeschool, charter school, or a 2- or 4-year college or vocational school. Students must have a First Bank of Wyoming checking account (minors require a parent or guardian co-signer).

PAYMENTS: Earn $3 per “A” or “A-“(or equivalent grade), with a $3 minimum, $25 maximum award per term, plus a $5 bonus for a 4.0 GPA (one per term). Report card must be presented within one month of the most recent grading period. Awards will be deposited into the First Bank of Wyoming (FBWY) primary checking account within one month of presenting the report card at a bank branch. FBWY may modify or cancel the program at any time (without affecting pending payments).

FINANCIAL LITERACY INCENTIVE: GGP students with an open FBWY checking account may earn a one-time $10 incentive for completing the GGP Financial Literacy Course. Payment will be deposited within one month of the nearest report card submission.

TAX OBLIGATIONS: Cash awards may be tax reportable. Consult your tax advisor.

TOTALLY FREE CHECKING: Unless specified otherwise, customer purchases checks. Other fees such as overdraft, continuous overdraft, etc. may apply. See fee schedule for details. Bank rules and regulations apply.

Need a little help improving your credit profile?  Our Credit Builder Loan Program is designed to give those with poor or limited credit the opportunity to establish or re-establish credit while simultaneously building equity in a deposit account.

As part of our commitment to helping you secure a solid financial future, we offer a series of online courses to help put you on the path to success through our Financial Foundation Program. These interactive online modules take about 10 minutes each to complete and are self-paced to allow for flexibility to your schedule. You will learn key financial concepts on managing your credit, obtaining loans and saving for the future. As an added benefit, you will receive an interest rate reduction on your Credit Builder loan. Contact your lender for more information. 

FDIC Consumer News(Opens in a new Window) provides practical guidance on how to become a smarter, safer user of financial services. You’ll find articles with helpful hints, quick tips and common sense strategies to protect and stretch your hard-earned dollars.

The FDIC Consumer Assistance(Opens in a new Window) link is another useful tool.