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Business Checking

When it comes to free checking, we’re all business.

One of the keys to running a successful business is keeping profits up and costs down. A Totally Free Business Checking Account is a great place to start.
Our hard-working accounts offer all the services your business needs, whether you’re expanding or just starting out.
 

Totally Free Business Checking

A free account for your business needs. No minimum balance or monthly service charge after opening your account. 

Business Interest Checking

Earn competitive interest with unlimited monthly transaction items. 

Business Analysis Checking

For larger businesses with higher account activity.
 

Want to compare these accounts side by side?

*Every new Business Checking account comes with:

 
  • FREE VISA® Debit Card
  • FREE Online Banking & Bill Pay
  • FREE eStatements or Paper Statements
  • FREE Mobile Banking
  • FREE Online Check Images
  • FREE Gift to thank you for your business 
  • Buy back of your unused checks and debit card from another financial institution 
 

Checking Account Comparison

Account Details

Totally Free Business Checking

  • 3,000 FREE monthly transaction items - includes debits, credits and deposited items*
  • No minimum balance after opening account
  • No Monthly Service Charge
  • Up to $10,000 in coin and currency deposits or withdrawals (including change orders) per month FREE 
  • Minimum opening deposit is only $50
  • Fee Schedule
 

Business Interest Checking

  • Variable interest rate account that earns competitive interest
  • 3,000 Free Monthly transaction items - includes debits, credits and deposited items*
  • Only $1,500 minimum balance to avoid a low monthly service charge of $6
  • Up to $10,000 in coin and currency deposits or withdrawals (including change orders) per month FREE 
  • Minimum opening deposit is only $50
  • Fee Schedule 
 

Business Analysis Checking

  • $10 monthly maintenance fee plus activity fees, which can be offset by earnings credit from deposit balances.  Contact your local branch for more details.
  • Earnings allowance from deposit balances may offset activity fees.  The earnings credit will be calculated by applying the earning credit rate to the average collected balance in the account for each statement cycle.
  • Minimum opening deposit is only $50


To help in opening your new business accounts, we may request the following:

Sole Proprietor/DBA Limited Liability Corp (LLC) Partnership Not-For-Profit Organization Corporation
  • SSN or TIN of Owner
  • TIN of LLC
  • Articles of Organization
  • Operating Agreement
  • TIN of Partnership
  • Partnership Agreement
  • Certificate of Partnership
  • TIN of Organization
  • If incorporated, follow corporation guidelines
  • If tax-exempt, IRS documentation or tax return
  • If not tax-exempt, authorization letter
  • TIN of Corporation
  • Articles of Incorporation 
Additional documents and/or state registration may also be required. Call or visit your local branch or contact us at 800.377.6909 for further information.
 
*Other fees such as overdraft, returned item, continuous overdraft, etc. may apply. See fee schedule for details. If the Totally Free Business account or Business Interest account exceed 3,000 free monthly transactions, $10,000 in monthly coin & currency deposits/withdrawals (including change orders) or requires additional regulatory oversight, the account may be converted to Business Analysis Checking, which includes additional fees.  Unless specified otherwise customer purchases checks. Buyback of checks and debit cards: $10 for checks and debit cards from another financial institution. Your account will be credited at the time the checks/debit cards are presented. Free gift provided at the time of account opening.  Bank rules and regulations apply.