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HELOC Special

Build your future with a Home Equity Line of Credit

OPEN A HOME EQUITY LINE OF CREDIT THROUGH JUNE 28TH AND PAY NO ORIGINATION FEE!

Use your home's equity for whatever you need: 

  • Remodel
  • Home Improvements
  • Education Expenses
  • Vacation
  • Debt Consolidation
  • Recreational Vehicles
 
 
 
This promotion is available on approved applications submitted to First Bank 4/12/19 through 6/28/19 and is subject to change.
As of 4/11/19, our HELOC APR ranges from 4.90% to 8.10%. The Annual Percentage Rate (APR) is a variable rate based on The Wall Street
Journal Prime Rate index plus a margin that varies depending upon individual credit qualifications, credit limit amount, combined loan
to value ratio and other criteria. Under no circumstances will your APR exceed 18.00% per annum at any time during the term of the plan.
Annual fee for this account is $50. You must pay certain applicable fees and charges at account opening, which may generally total between
$124.50 and $1,715. These fees include: Flood Determination Fee ($5-$30), Tax Service Fee ($35-$235.00), Internal Evaluation Fee ($50-$350), E-Recording Fee ($4.50-$50), Courier Fee ($5-$150) Inspection Fee ($25-$900), and Wire Fee ($20-$75 per occurrence). In addition, you must pay certain fees to third parties, such as appraisers, credit reporting firms and government agencies, which generally total between $113 and $7,967 and include UCC Filing and/or Search ($4-$86), Recording (Filing) Fees ($7-$172), Title Insurance ($40-$4,200), Appraisal/Evaluation ($25-$2,500), Reconveyance Fee ($7-$235), Title Fees ($7-$235), Settlement Fee ($25-$700). Bank rules and regulations apply.